Student Perspectives: My Internship Journey at Biz2Credit
Inara Rupani (MS Finance '26) When I first started my internship at Biz2Credit in New York City, I thought underwriting was mostly about numbers, spreadsheets, and probably drinking too much coffee. I was right about the coffee part. But what surprised me was how much the role is actually about people, decision-making, and understanding the stories behind businesses. As a Credit Underwriter, I’ve had the opportunity to evaluate small business loan applications, analyse financial statements, assess risk, and collaborate with different teams to make lending decisions. Every application feels like solving a puzzle, except sometimes the puzzle comes with 400 pages of tax returns and a business owner who says, “Everything is in the folder,” when it definitely is not. One of the most important things I’ve learned during this internship is how to balance analytical thinking with practical judgment. In finance classes, you often work with clean datasets and textbook scenarios....