Student Perspectives: Persistence Resulted in an Internship Focused on Credit Analysis
MS Finance ‘26 student, Dojin Jung, shared with the GCMC his internship experience doing credit and financial analysis. What has been one of the most important things you’ve learned at your internship? O ne of the most important things I learned at my internship is the r ole of a credit analyst . To illustrate, credit analysts examine borrowers’ financial performance and creditworthiness . In addition, I learned the factors that banks focus on in credit analysis. B ank s measure creditworthiness through debt-to-equity ratio, earnings before interest depreciation and amortization (EBITDA), interest coverage ratio, and debt service coverage ratio. How have you approached networking at your internship? Share any one specific example that has been impactful for you. I approached networking at my internship by participating in an event in 2024. The internship networking event impacted my leadership skill as a mentor . Many students approached me to...